Author Archives: Jay Butchko

Understanding Types Of Bankruptcy For Individuals
Anyone who is struggling with debt may have considered the possibility of filing for consumer bankruptcy. Yet there is a lot of information about personal bankruptcy available, and it can be difficult to sort through it. To be sure, there are many misconceptions about consumer bankruptcy, and even factual information concerning the different forms… Read More »

SSDI And Retirement: What Should You Know?
If you are currently receiving SSDI benefits, or if you are planning to apply for Social Security Disability benefits, it is important to understand the relationship between SSDI benefits and retirement benefits through the Social Security Administration. Indeed, whether you currently receive SSDI benefits or may soon be receiving them, if you are nearing… Read More »

Should I Have A Special Needs Trust For My Disability Benefits?
If you have recently become disabled and are planning to apply for disability benefits, or if you are currently receiving benefits through the Social Security Disability Insurance (SSDI) program or the Supplemental Security Income (SSI) program, you might be wondering if you need to take any additional steps to preserve your eligibility for Medicaid… Read More »

How Much Will I Get From Social Security Disability?
If you have a disability and are eligible for disability benefits through the Social Security Administration (SSA), you may be wondering about the amount of money you should expect to receive. For example, you might want to know: will I receive the same amount that I got in my monthly paychecks before my disabling… Read More »

What Is The Process For Consumer Bankruptcy?
If you are considering the possibility of filing for bankruptcy, it is important to understand the process you will go through so that you can be prepared. Given that there are two different types of bankruptcy that are common among consumers, you should know that the bankruptcy process can vary greatly based on whether… Read More »

What Is An Advance Designation For SSDI Beneficiaries?
Many people who are receiving Social Security Disability Insurance benefits (or SSDI benefits), have disabling illnesses that may eventually result in their inability to manage their own finances or to properly manage communications with the Social Security Agency (SSA) or any issues that may arise concerning disability benefits. For such parties, as well as… Read More »

SSDI Benefits Waiting Period And ALS Diagnoses
If you were injured recently or diagnosed with a disabling illness, you may be in the early stages of seeking disability benefits through the Social Security Disability Insurance (SSDI) program. Generally speaking, when you apply for SSDI benefits, you must wait while your application is processed, and even upon approval, you will need to… Read More »

Are There Income Limits For SSDI Benefits?
Disabilities can have many different causes, from a traumatic accident at work or while you are on a vacation to a diagnosis with a debilitating disease. Regardless of the source of your disability, you may be eligible to seek benefits through the Social Security Disability Insurance program, or SSDI benefits for short. The SSDI… Read More »

What Is Chapter 10 Bankruptcy In Proposed Legislation?
If you have been considering the possibility of filing for consumer bankruptcy but are concerned about your eligibility or the complexity of the process, that process could soon become much easier if certain proposed legislation passes. The Consumer Bankruptcy Reform Act (CBRA), proposed by Senator Elizabeth Warren of Massachusetts and Representative Jerry Nadler of… Read More »

How To Prepare For Your Disability Interview
If you have recently become disabled and have applied for Social Security Disability Insurance benefits, also known as SSDI benefits, you will need to submit a variety of documents containing substantial information to the Social Security Administration (SSA). In addition to submitting that documentation, you should also be prepared for a disability interview. A… Read More »