Author Archives: Jay Butchko

Can I File For Bankruptcy With COVID-19 Medical Debt?
Health problems and medical debt are a leading reason that many people across the country file for personal bankruptcy. In some cases, health issues result in insurmountable medical debt, while in other situations, health problems make it impossible to work, and debt begins to accrue. During the COVID-19 pandemic, Americans across the country have… Read More »

What Are Bankruptcy Exemptions?
If you are considering the possibility of filing for personal bankruptcy, you might have encountered information about bankruptcy exemptions. It is critical to understand what bankruptcy exemptions are and how bankruptcy exemptions function in Chapter 7 and Chapter 13 bankruptcy cases. Whether you are filing for bankruptcy in Florida or in another state, you… Read More »

Social Security Disability And Vision Loss: What To Know
If you are suffering from vision loss and are having difficulty performing the tasks you are required to do at work or you cannot perform those tasks any longer, you may be wondering if you are eligible to file for Social Security Disability benefits. When it comes to blindness and vision loss, there are… Read More »

I Got Hurt at Work: Can I Seek SSD Benefits and Workers’ Compensation?
If you recently got hurt at work, you might be thinking about applying for workers’ compensation benefits in addition to seeking benefits through the Social Security Disability Insurance (SSDI) program. While some workplace injuries result in temporary disabilities that allow injured workers to return to the job after a few weeks or a few… Read More »

Mental Illness and SSDI Benefits: What You Should Know
If you are unable to work due to a mental illness or a psychological condition, you might be wondering about your eligibility for Social Security Disability Insurance benefits, or SSDI benefits. When you are considering applying for SSDI benefits—which are also known as Social Security Disability benefits or simply SSD benefits—it is important to… Read More »

Addiction and Disability Benefits
Many Americans are unable to work due to struggles with alcoholism and drug addiction, and they may be wondering about their ability to seek Social Security Disability benefits, or SSD benefits, after working for years or even decades in a qualifying position. Those who suffer from addiction should be able to seek treatment, but… Read More »

Why Do I Need an SSD Benefits Lawyer for My Case?
Social Security Disability benefits (SSD benefits) can be critical for anyone who is unable to work due to a disabling illness or injury, especially when that person does not have any other means of financial support. Yet a majority of applicants for SSD benefits are denied the first time after submitting an application, even… Read More »

What Should I Expect with an SSD Hearing?
If you apply for Social Security Disability benefits, or SSD benefits, and you are denied after your initial application or your reconsideration determination, you can be eligible to request a hearing. When your application is denied, it is critical to know that you must request a hearing quickly, or else you may be ineligible… Read More »

What is a Disability Update Report?
If you are currently receiving Social Security Disability benefits (SSD benefits), you might receive (or might have already received) a Disability Update Report, which is also known as Form SSA-455. When you receive a Disability Update Report, you must provide information to the Social Security Administration (SSA), or you could risk losing your disability… Read More »

What Is Considered a “Legitimate Reason” for Social Security to Ignore My Doctor’s Diagnosis in a Disability Case?
There are legitimate reasons for Social Security to reject the expert opinions of your treating physicians when assessing your application for disability benefits. But these reasons must still be supported by evidence. In other words, a Social Security administrative law judge (ALJ) cannot merely say, “I don’t find your doctor’s diagnosis credible” and send… Read More »