Author Archives: Jay Butchko
Public Disability Benefits and Your SSDI Eligibility: What to Know
Disabilities can result from serious accidents and traumatic injuries, and they can also result from long-term exposures that cause health conditions or medical diagnoses like cancer or degenerative diseases that impact a person’s ability to go about their daily life. When a person is dealing with a disability, they often want to find out… Read More »
Planning for Chapter 13 Bankruptcy in 2024 and Beyond
If you have been considering a Chapter 13 bankruptcy filing but you are near the current debt limit, it is critical to seek advice from a bankruptcy lawyer in St. Petersburg as soon as possible because the expanded debt limit will soon revert unless Congress acts. As you might be aware, the passage of… Read More »
When Can Chronic Illness Qualify a Person for SSDI Benefits?
If you currently live with a chronic illness — as about 60 percent of adults in the United States do, according to data from the Centers for Disease Control and Prevention (CDC) — you may struggle with certain daily activities, and it may be difficult or even impossible to wake up or get to… Read More »
Protecting Your Assets in a Chapter 7 Bankruptcy
There are a wide range of myths and misconceptions about how Chapter 7 bankruptcy works, and many people who are struggling with debt try to avoid filing for bankruptcy because they have heard that they will have to give up all of their property if they want to file and have debts discharged. It… Read More »
What You Should Do About an SSDI Denial
After sustaining a disabling injury in an accident or being diagnosed with a disabling medical condition, Social Security disability benefits are often lifesaving for the disabled person and their family. Yet obtaining Social Security Disability Insurance (SSDI) benefits can be difficult due to the complexity of the application process. Indeed, as a recent article… Read More »
If I Own a Sole Proprietorship, Can I File for Personal Bankruptcy?
When you are struggling with personal debt and run your own small business, there is a good chance that your business is also struggling. This is especially true for sole proprietors in the St. Petersburg area who are trying to run a successful business while managing what can seem like insurmountable debt. For many… Read More »
Why Was I Denied SSDI Benefits When My Doctor Says I Have a Disability?
Many adults dealing with serious injuries and chronic illnesses are surprised or even shocked when they apply for Social Security Disability Insurance (SSDI) benefits and receive a notice of denial from the Social Security Administration (SSA). If you find yourself in this situation, you might be particularly confused if your doctor identified your condition… Read More »
How Can I Earn Work Credits for Disability Benefits?
Anyone who is looking into the possibility of applying for Social Security Disability Insurance (SSDI) benefits will learn that they need to meet two specific requirements in order to qualify for payments: 1) Meet the definition of a “disability” used by the Social Security Administration (SSA), and 2) Show that you have enough work… Read More »
When and How Will I Receive My SSDI Payment?
Sustaining a disabling injury or being diagnosed with a disabling medical condition is devastating, and recipients of Social Security Disability Insurance (SSDI) benefits rely on their payments to ensure that their bills get paid and their individual and family needs are met. Given the importance of SSDI benefits for individuals who cannot work due… Read More »
What is a 341 Meeting of Creditors in a Bankruptcy Case?
Anyone who is considering or is planning to file for Chapter 7 or Chapter 13 bankruptcy should learn more about the steps of the bankruptcy process that they should expect. Generally speaking, the steps in your individual bankruptcy process will depend upon whether you file for Chapter 7 or Chapter 13 bankruptcy, as well… Read More »
