Author Archives: Jay Butchko
Do I Need to Pass the Means Test to File for Bankruptcy?
Are you currently considering a personal bankruptcy filing in Florida? If so, you might have started to read about bankruptcy options in order to understand your eligibility for filing different types of bankruptcy, and the benefits and limitations to each type of consumer bankruptcy. Generally speaking, individuals in the St. Petersburg area will typically… Read More »
What Counts as “Earnings” for Social Security Disability?
Whether you are planning to apply for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits, or both, through the Social Security Administration (SSA), the definition of “earnings” will be important for you. For SSDI, eligibility is not based on earnings or assets, but your average indexed monthly earnings (AIME) is a… Read More »
Changes to Social Security Disability Work History Requirement
How much information do you need to provide about your work history in order to receive Social Security disability benefits? A recent press release from the Social Security Administration (SSA), the agency that handles both Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) benefits recently announced that the application process for benefits… Read More »
What Are My Chances of Being Approved for Disability Benefits?
Are you someone who has become disabled recently due to an injury in an accident or a medical diagnosis? If so, you are likely thinking about your options for receiving disability benefits through the Social Security Administration (SSA) and wondering about your chances for approval. While approval rates for Social Security Disability Insurance (SSDI)… Read More »
Your Student Loans Could Be Discharged in Bankruptcy
Did you know that you could be eligible to have your student loans discharged if you file for personal bankruptcy? Until relatively recently, the process for having student loans discharged in consumer bankruptcy cases was extremely complicated, and many debtors did not even attempt to seek a discharge. However, in late 2022, the US… Read More »
My SSDI Benefits Were Denied After Reconsideration – What Now?
Applying for Social Security Disability Insurance (SSDI) benefits can be a stressful process for anyone, especially given that applicants are dealing with serious physical or mental disabilities while contending with the application process. Further, the application process through the Social Security Administration (SSA) can be complicated, and it is easy for anyone to make… Read More »
New Legislation Aimed at Increasing Work Opportunities for SSDI Recipients
If you are planning to seek Social Security Disability Insurance (SSDI) benefits, or if you are currently receiving them, it is critical to understand what type and amount of work you are permitted to perform for pay without losing your SSDI payments. There are options for what is currently known as a “trial work… Read More »
Can I Sell Property for Cash and Keep My SSDI Benefits?
If you are disabled and planning to seek Social Security Disability Insurance (SSDI) benefits, or you are currently receiving benefits, we know that you may have questions about how your assets and income could impact your payments. We often hear from disabled adults who want to apply for Social Security disability benefits but do… Read More »
How to Prepare to File for Chapter 13 Bankruptcy in Florida
Filing for any type of bankruptcy can be complicated, but there are some additional complications in Chapter 13 bankruptcies that it is important for consumers to consider as they are getting ready to file. In addition to a recent change in the law that reduces the debt ceiling for a Chapter 13 filing, there… Read More »
Will My SSDI Benefits End?
If you have recently become disabled and are planning to seek Social Security Disability Insurance (SSDI) benefits, or you were recently approved for benefits, you might be confused about how long you can expect to receive benefits for. In other words, you may be wondering: will my SSDI benefits end? In response to this… Read More »
