Author Archives: Jay Butchko
Are SSDI Benefits Available for Spouses?
If you have a spouse who is eligible to receive Social Security Disability Insurance (SSDI) payments, you may be wondering if you are eligible to receive SSDI benefits, too, as a spouse. Since SSDI benefits are administered by the Social Security Administration (SSA), and many people know that Social Security benefits more broadly can… Read More »
How Do I Know Which Type of Bankruptcy Is Right for Me?
Anyone in the St. Petersburg area or throughout Southwest Florida who is considering personal bankruptcy likely has questions about the type of bankruptcy filing they should be considering. There are several different types of bankruptcy that are available to individuals, and it can be difficult to understand the specific requirements of each type of… Read More »
SSDI Delays
The waiting period for Social Security Disability Insurance (SSDI) benefits that are not sought through the Compassionate Allowances program are supposed to have a waiting period of five months (while applicants eligible for Compassionate Allowances are supposed to receive benefits sooner than that five-month waiting period). However, delays with SSDI benefits can happen —… Read More »
No Student Debt Cancellation — What Does It Mean for Student Loans and Bankruptcy?
Debtors throughout Florida with federal student loan debt were eagerly awaiting news from the U.S. Supreme Court about whether the Biden Administration’s plan to cancel $10,000 or $20,000 of student debt would be permitted to move forward. Back in the fall, many debtors were already approved by the U.S. Department of Education (DOE) for… Read More »
How Many People Receive Disability Benefits?
When an adult becomes disabled due to an injury or a serious disease or condition, it is important to find out more about eligibility for disability benefits through the Social Security Administration (SSA). There are different kinds of disability benefits available to many people, including private disability benefits (often through an employer), as well… Read More »
Can I Get Retroactive SSDI Benefits?
Being diagnosed with a disabling medical condition or suffering a disabling injury can make it difficult to focus on anything except your physical pain and medical care. Indeed, for many people who become disabled, it is difficult and sometimes even impossible to think about legal issues surrounding the disability and going through the process… Read More »
Am I Too Old or Too Young for SSDI Benefits?
Disabling injuries and illnesses can affect Americans of all ages. To be sure, it does not matter if you are very young or very old — you may find yourself dealing with the aftermath of a serious traumatic injury from an accident or battling a serious disease that prevents you from working. If you… Read More »
What Will the Automatic Stay Do For Me When I File for Bankruptcy?
Considering bankruptcy and conducting initial research into the consumer bankruptcy process will likely result in your discovery of information about the “automatic stay” and just how important it is in any consumer bankruptcy case. Yet you might be confused and wondering: what is the automatic stay, and what will it do for me when… Read More »
Additional Benefits with SSDI
Anyone who has become disabled due to an injury or a medical condition should learn more about their eligibility for Social Security Disability Insurance (SSDI) benefits and whether they can receive monthly payments. It is important to know that there are specific requirements for being eligible for SSDI payments, which include meeting the definition… Read More »
Does SSDI Include All Disability Programs?
Learning about different kinds of disability benefits and options can be overwhelming when you have recently been diagnosed with a disabling medical condition or you have been seriously injured. Given that there are so many different terms for describing public and private disability benefits, it can be hard to know how these programs vary… Read More »
