Author Archives: Jay Butchko
What Should I Do If My Chapter 13 Plan Becomes Unaffordable?
Hundreds of thousands of debtors file for Chapter 13 bankruptcy every year, according to data from the US Bankruptcy Courts. In Florida alone, an average of more than 10,000 Chapter 13 cases have been filed each year during the last few years, with a total of 10,049 Chapter 13 cases filed in Florida in… Read More »
Skin Conditions and SSDI Benefits
In order to be eligible for Social Security Disability Insurance (SSDI) benefits, you must meet two separate requirements: you must have a long enough and recent enough work history, and you must have a disability according to the terms used by the Social Security Administration (SSA). As far as the second requirement — the… Read More »
Does Inflammatory Bowel Disease Qualify for SSDI Benefits?
Various types of digestive system disorders can result in physical discomfort, significant lifestyle changes, and disabling conditions. Inflammatory bowel disease (IBD) is among those digestive disorders that can substantially affect a person’s life and general well-being. According to the Centers for Disease Control and Prevention (CDC), anywhere from 2.4 million to 3.1 million people… Read More »
Should I File for Bankruptcy at Tax Time?
As tax time approaches annually after the New Year, many Florida residents who have been considering the possibility of a personal bankruptcy filing are unsure about how they should plan the timing of their case. In other words, you may be wondering if it makes sense to file for bankruptcy around tax time, or… Read More »
What Are Grid Rules for Disability Benefits?
If you are aged 50 or older and you were recently diagnosed with a disabling condition that prevents you from doing the work you used to do, you may be wondering about your ability to seek Social Security disability benefits, and specifically your eligibility for payments through the Social Security Disability Insurance (SSDI) program…. Read More »
What Are Chapter 7 Bankruptcy Schedules?
Are you currently considering a personal bankruptcy filing in Florida? If so, you might have done some initial research to learn that you will be responsible for submitting various bankruptcy “schedules” in connection with your bankruptcy petition. You are likely wondering: what are bankruptcy schedules, and what needs to go into them? In short,… Read More »
Who Determines If My Disability Qualifies Me for SSDI?
Recently disabled adults may be eligible for certain disability benefits through the Social Security Administration (SSA), including Social Security Disability Insurance (SSDI) benefits or Supplemental Security Income (SSI) payments. In order to qualify for disability benefits administered through the SSA, the first step is to meet the SSA’s strict definition of a disability. Unlike… Read More »
What Happens If I Am Ineligible for Chapter 7 Bankruptcy?
Are you currently considering filing for personal bankruptcy? If so, you may be thinking specifically about Chapter 7 bankruptcy, which is a type of liquidation bankruptcy. When consumers think about bankruptcy, they are often thinking about Chapter 7 bankruptcy, which goes relatively quickly from the stage of filing to the debtor receiving a discharge… Read More »
Burn Injuries and SSDI Benefits
Eligibility for Social Security Disability Insurance (SSDI) benefits is based on two overarching factors: an applicant having a disability as it is defined by the Social Security Administration (SSA), and having a sufficient work history such that they have enough “credits” to receive SSDI payments. As for the first factor, to approve an SSDI… Read More »
Which Medical Diagnoses Are Eligible for SSDI?
Adults with disabilities who meet certain requirements may be eligible to receive Social Security Disability Insurance (SSDI) benefits, which are administered by the Social Security Administration (SSA). Often, when a person is diagnosed with a medical condition that will prevent them from working, or injured in an accident that will make working difficult or… Read More »
