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How will a bankruptcy filing affect my future finances?

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If you’re approved for bankruptcy, you obviously will have some debt discharged. However, you have a negative impact on your credit which can last up to 10 years. You’ll also have difficulty trying to secure loans for at least the first couple of years, but you have to weigh that against the situation you’re in now and what your credit is looking like now with your inability to pay your present debt.

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