Author Archives: Jay Butchko
Co-Signers and Chapter 7 Bankruptcy
Are you considering a Chapter 7 bankruptcy filing in order to get a fresh start? If so, it is important to understand how a liquidation bankruptcy can affect any debt you currently have for which you have a co-signer. When a person co-signs a debt, that co-signer becomes liable for the debt just like… Read More »
Tips for Having Your SSDI Application Approved
Are you preparing to file an application for Social Security Disability Insurance (SSDI) benefits? If so, it is important to know what you should do (and what you should not do) to give yourself the best chance of having your application approved upon your initial filing. For so many disabled adults, minor errors in… Read More »
Types of Dementia That Can Qualify for SSDI Benefits
The term “dementia” is not a specific medical condition or diagnosis unto itself, but rather is what the National Institute on Aging (NIA) defines as “an umbrella term used to describe a range of neurological conditions affecting the brain that get worse over time.” Accordingly, the Social Security Administration (SSA) Blue Book does not… Read More »
Who Can Get SSDI Benefits Fast-Tracked?
Applying for Social Security Disability Insurance (SSDI) benefits with the Social Security Administration (SSA), receiving an approval notice, and getting your first check can be a lengthy process — and this is assuming that everything goes smoothly the first time around. Many SSDI applicants are denied after submitting their initial application, and they must… Read More »
What is SSDI Back Pay?
Have you been dealing with a disabling condition that has prevented you from working, but you have not yet started the process of seeking Social Security Disability Insurance (SSDI) benefits? If so, you could potentially be eligible to receive SSDI payments that can include back pay. What is back pay and how can you… Read More »
Top Reasons to Consider Chapter 13 Bankruptcy
If you are struggling to make monthly payments on the various debts you owe, you might be thinking about the possibility of bankruptcy. In general, individuals in Florida who are considering bankruptcy will typically plan for either a Chapter 7 liquidation bankruptcy or a Chapter 13 reorganization bankruptcy. When a debtor is ineligible for… Read More »
SSDI or SSI: Which is Right for Me?
Have you been unable to work due to a disabling injury or disabling health condition? If so, it is important to think carefully about your options, including applying for disability benefits through the Social Security Administration (SSA). When you are beginning to look into your options for receiving disability benefits, it can be confusing… Read More »
Should I Request an SSDI Hearing?
If you are suffering from a disability and seeking Social Security Disability Insurance (SSDI) benefits, you may be wondering if you will need to request a hearing in order to obtain monthly disability payments from the Social Security Administration (SSA). It is extremely important to understand that a hearing is never the first step… Read More »
What Should I Do If My Chapter 13 Plan Becomes Unaffordable?
Hundreds of thousands of debtors file for Chapter 13 bankruptcy every year, according to data from the US Bankruptcy Courts. In Florida alone, an average of more than 10,000 Chapter 13 cases have been filed each year during the last few years, with a total of 10,049 Chapter 13 cases filed in Florida in… Read More »
Skin Conditions and SSDI Benefits
In order to be eligible for Social Security Disability Insurance (SSDI) benefits, you must meet two separate requirements: you must have a long enough and recent enough work history, and you must have a disability according to the terms used by the Social Security Administration (SSA). As far as the second requirement — the… Read More »
