Author Archives: Jay Butchko
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How to Prepare to File for Chapter 13 Bankruptcy in Florida
Filing for any type of bankruptcy can be complicated, but there are some additional complications in Chapter 13 bankruptcies that it is important for consumers to consider as they are getting ready to file. In addition to a recent change in the law that reduces the debt ceiling for a Chapter 13 filing, there… Read More »
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Will My SSDI Benefits End?
If you have recently become disabled and are planning to seek Social Security Disability Insurance (SSDI) benefits, or you were recently approved for benefits, you might be confused about how long you can expect to receive benefits for. In other words, you may be wondering: will my SSDI benefits end? In response to this… Read More »
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Public Disability Benefits and Your SSDI Eligibility: What to Know
Disabilities can result from serious accidents and traumatic injuries, and they can also result from long-term exposures that cause health conditions or medical diagnoses like cancer or degenerative diseases that impact a person’s ability to go about their daily life. When a person is dealing with a disability, they often want to find out… Read More »
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Planning for Chapter 13 Bankruptcy in 2024 and Beyond
If you have been considering a Chapter 13 bankruptcy filing but you are near the current debt limit, it is critical to seek advice from a bankruptcy lawyer in St. Petersburg as soon as possible because the expanded debt limit will soon revert unless Congress acts. As you might be aware, the passage of… Read More »
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When Can Chronic Illness Qualify a Person for SSDI Benefits?
If you currently live with a chronic illness — as about 60 percent of adults in the United States do, according to data from the Centers for Disease Control and Prevention (CDC) — you may struggle with certain daily activities, and it may be difficult or even impossible to wake up or get to… Read More »
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Protecting Your Assets in a Chapter 7 Bankruptcy
There are a wide range of myths and misconceptions about how Chapter 7 bankruptcy works, and many people who are struggling with debt try to avoid filing for bankruptcy because they have heard that they will have to give up all of their property if they want to file and have debts discharged. It… Read More »
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What You Should Do About an SSDI Denial
After sustaining a disabling injury in an accident or being diagnosed with a disabling medical condition, Social Security disability benefits are often lifesaving for the disabled person and their family. Yet obtaining Social Security Disability Insurance (SSDI) benefits can be difficult due to the complexity of the application process. Indeed, as a recent article… Read More »
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If I Own a Sole Proprietorship, Can I File for Personal Bankruptcy?
When you are struggling with personal debt and run your own small business, there is a good chance that your business is also struggling. This is especially true for sole proprietors in the St. Petersburg area who are trying to run a successful business while managing what can seem like insurmountable debt. For many… Read More »
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Why Was I Denied SSDI Benefits When My Doctor Says I Have a Disability?
Many adults dealing with serious injuries and chronic illnesses are surprised or even shocked when they apply for Social Security Disability Insurance (SSDI) benefits and receive a notice of denial from the Social Security Administration (SSA). If you find yourself in this situation, you might be particularly confused if your doctor identified your condition… Read More »
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How Can I Earn Work Credits for Disability Benefits?
Anyone who is looking into the possibility of applying for Social Security Disability Insurance (SSDI) benefits will learn that they need to meet two specific requirements in order to qualify for payments: 1) Meet the definition of a “disability” used by the Social Security Administration (SSA), and 2) Show that you have enough work… Read More »